The primary factor determining the benefits paid under a disability income policy is wages, as the policy is designed to replace a portion of a person's income. The actual benefits received correlate directly with the income level prior to the disability. While occupation type can have an impact, wages are the main determinant of the benefit amounts. ;
The chosen option for the primary factor that determines benefits under a disability income policy is D. Wages . This is because the policy is structured to replace a portion of an individual's income if they are unable to work due to a disability. The benefit amounts are typically a percentage of the insuredβs salary prior to the disability occurring.
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