A Preferred Provider Organization (PPO) allows members a choice of hospitals, physicians, and reduced-cost medical services. However, they do not limit medical services strictly to in-network providers, as members can also seek care from out-of-network physicians. Therefore, the answer to the question is D. ;
A Preferred Provider Organization (PPO) allows members to choose from a range of hospitals and physicians, and offers reduced-cost medical services. However, it does not limit members to only in-network physicians, allowing access to out-of-network care as well. Therefore, the answer to the question is D, as PPOs provide services beyond just in-network physicians.
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