In insurance applications, representations are statements believed to be true by the applicant. They differ from warranties as they do not need to be completely accurate. Misrepresentations can affect the contract, but they do not always void it unless there's proof of intent to deceive. ;
In insurance applications, representations are statements believed to be true by the applicant. The correct option is C, as these statements do not need to be absolutely accurate like warranties. Misrepresentations may affect the contract but don't automatically void it unless intent to deceive is proved.
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