The legal representative of a specific insurance company is known as a producer. Producers are authorized to sell insurance products and connect consumers with these options. Other roles, like brokers and commissioners, do not represent specific companies directly. ;
The correct answer is D. The producer , as they are the legal representatives of specific insurance companies authorized to sell their insurance products. Unlike brokers, who represent clients, or commissioners, who regulate the industry, producers directly represent insurance companies. The insured refers to individuals covered by insurance but does not act as a representative.
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