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In Business / College | 2025-07-03

Robert has an unfavorable medical condition that existed before applying for disability insurance. How can Robert obtain disability coverage despite his pre-existing medical condition?

A. He can apply for coverage without disclosing his condition.
B. He can include a waiver rider signed by him to exclude losses related to his condition.
C. He cannot obtain coverage due to his medical condition.
D. He must pay higher premiums without any exclusions.

Asked by summersegovia

Answer (2)

Robert can explore options such as including a waiver rider to exclude his pre-existing condition from coverage or accepting higher premiums for full coverage. He may also face denial from some insurers due to his medical condition. It's crucial for him to disclose his condition during the application process. ;

Answered by GinnyAnswer | 2025-07-03

Robert can pursue options such as including a waiver rider to exclude his pre-existing condition from coverage or accepting higher premiums for comprehensive coverage. However, he may also encounter the possibility of being denied coverage based on his medical condition. Full disclosure of his condition during the application is essential for a smooth process.
;

Answered by Anonymous | 2025-07-04

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