An insured becomes disabled at age 22 and can no longer work. She meets the definition of total disability under Social Security. What other requirement must the insured have met to receive Social Security disability benefits?
A. Have accumulated 40 work credits
B. Have reached the age of 25.
C. Have accumulated 20 work credits in the past 10 years
D. Have accumulated 6 work credits in the past 3 years
Answer (2)
To receive Social Security disability benefits, besides meeting the definition of total disability, the insured must have accumulated 6 work credits in the past 3 years, as applicable to someone under age 24. Other options are not relevant for this age group. Thus, option D is the correct choice. ;
To receive Social Security disability benefits, the insured must have accumulated 6 work credits in the past 3 years in addition to meeting the total disability definition. Therefore, the correct option is D. This requirement is specifically tailored for individuals under age 24.
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